3523 Hilltop Drive

2% Closing Cost Assistance Offered Chesapeake Bay Views Income-Producing Apartment Western Shores – Please make appointment online – Home is Occupied. Welcome to a rare opportunity in the highly sought-after Western Shores community—where Chesapeake Bay views, solid construction, and an unbeatable coastal lifestyle come together.Situated on a quiet cul-de-sac at the end of a dead-end street, this home offers privacy, minimal traffic, and a peaceful setting that’s hard to find. Enjoy stunning eastern-facing bay views, where each morning begins with breathtaking sunrises over the Chesapeake Bay—a truly special way to start your day.The seller is offering a 2% closing cost concession, creating immediate value and flexibility for today’s buyers—an opportunity you don’t want to miss.Inside, the home is built to last with steel beam construction, offering a level of durability and integrity rarely found. Spacious living areas, multiple gathering spaces, and a natural flow make this home ideal for both everyday living and entertaining.Just off the kitchen, step into a bay-facing outdoor living space—perfect for morning coffee at sunrise, entertaining, or relaxing with peaceful water views throughout the day. The property also features low-maintenance yard space, two separate driveways, and an oversized garage, providing exceptional parking, storage, and flexibility for hobbies, boats, or equipment.Designed for real life, this home shines for those who enjoy the outdoors or hands-on work. Rinse off after the beach, yard work, or a day in the garage in the outdoor shower with hot and cold water. For added functionality, the garage includes its own shower with a floor drain—ideal for mechanics, hobbyists, or anyone needing a true wash-down workspace.One of the standout features is the fully functional lower-level apartment, previously used as a rental and ideal for Airbnb/VRBO income, multigenerational living, or private guest accommodations—offering real income potential and flexibility.Adding even more long-term value, the home includes an owned solar array that covers most—if not all—of the home’s electric usage for much of the year, delivering meaningful energy savings without the burden of a lease.Beyond the property, Western Shores offers access to a private community beach with beautiful white sandy shoreline, basketball hoop, pavilion, swings, and BBQ areas—perfect for relaxing, entertaining, and enjoying the Chesapeake Bay lifestyle.Conveniently located just 15 minutes to local hospitals/emergency care, grocery stores including ALDI, shopping, and a variety of great restaurants, this home also offers an easy commute to Washington, DC (approximately one hour), as well as Joint Base Andrews and NAS Patuxent River.Whether you’re seeking one-level living, income potential, multigenerational flexibility, or a home that blends nature, functionality, and craftsmanship, this property delivers. Built with strength and intention, it’s the kind of home that stands apart—solid, enduring, and thoughtfully designed.From the cul-de-sac location and expansive parking, to the income-producing apartment, energy efficiency, and lifestyle-driven features, this property stands out as one of the best value opportunities in Southern Maryland today.